YOUR PRIVACY:
Rust Insurance Agency values your trust as one
of our most important assets. We are committed to preserving that trust and to
protecting your privacy. This Privacy Policy is provided to you so that you
will understand what Rust Insurance Agency does with the personal information
you provide. This policy applies with respect to our insurance products and
services.
INFORMATION WE COLLECT ABOUT YOU TO CONDUCT OUR BUSINESS:
We collect nonpublic personal information about
you to serve your insurance needs, conduct our insurance business, provide you
with customer service, and fulfill our legal and regulatory requirements.
“Nonpublic personal information” is information about you that is personally
identifiable and that we obtain in connection with providing you insurance
products and services. The type of information that we collect includes the
following:
- Information on your applications or
other forms (such as your name, Social Security Number, address and telephone number)
- Information
about your transactions with us or others (such as prior claims and
payment history)
- Information from consumer reporting
agencies (such as loss history reports, Credit history, and Motor Vehicle Reports)
- Information
from other sources (such as medical information if we provide life,
long-term-care, a health policy, or workers compensation for you)
INFORMATION WE DISCLOSE ABOUT YOU:
We disclose nonpublic personal information about
our customers or former customers ONLY AS PERMITTED BY LAW and only for the
purpose of securing insurance products on your behalf as requested by you, or
to provide service on these policies such as claim resolution, coverage
additions/deletions or policy remarketing efforts. Every insurance carrier we
represent has their own privacy policy that you will receive directly from
them. We do not sell your nonpublic personal information to anyone.
SECURITY MEASURES:
We restrict our employees’ access to nonpublic
personal information about you to those individuals who may need to know that
information to conduct our business on your behalf. We maintain physical,
electronic, and procedural safeguards that comply with federal regulations to
guard your nonpublic personal information.
ADDITIONAL INFORMATION:
If you cease to be our customer, our Privacy
Policy, as amended from time to time, will continue to apply to the extent that
we retain information about you that we collected while you were our customer.
RESERVATION OF THE RIGHT TO DISCLOSE INFORMATION IN UNFORSEEN
CIRCUMSTANCES:
In connection with the potential sale or
transfer of its interest, Rust Insurance Agency reserves the right to sell or
transfer your information (including, but not limited to, your name, address
and other information that you provide through other communications) to a third
party entity that (1) concentrates its business in a similar practice or
service; (2) agrees to be Rust Insurance Agency’s successor in interests with
regard to the maintenance and protection of the information collected; and (3)
agrees to the obligations of this privacy statement.
YOUR RIGHT TO OPT OUT OF CERTAIN INFORMATION SHARING:
As we have indicated in this Privacy Policy
Notice, we collect certain nonpublic personal information about you, and we may
disclose that information to certain non-affiliated third parties for purposes
other than those expressly permitted by the Gramm-Leach-Bliley Act and the
federal and state regulations implementing the Act. If you prefer that we not
disclose nonpublic personal information about you to non-affiliated third
parties, you may opt out of these disclosures, that is, you may direct us not
to make those disclosures (other than those disclosures that are expressly
permitted by the Gramm-Leach-Bliley Act and its implementing regulations).
If
you wish to opt out of such disclosures to non-affiliated third parties, you
may:
- Call us
toll-free at 1-800-235-1889
OUR POLICY REGARDING DISPUTE RESOLUTION:
Any controversy or claim arising out of or
relating to our privacy policy, or the breach thereof, shall be settled by
arbitration in accordance with the rules of the American Arbitration
Association, and any judgment upon the award rendered by the arbitrator(s) may
be entered in any court having jurisdiction thereof.