No guesswork. Just better plans.

Choosing the right benefits shouldn’t feel like a guessing game.
Rust Insurance handles the heavy lifting — from market analysis and plan comparisons to census coordination, RFP submissions, carrier underwriting, and annual employee meetings. We make it easy for you to make smart decisions and keep your team informed.

Plan Marketing & Analysis

All the moving parts, managed

What We Handle For You

Once your plan decisions are made, Rust takes the reins. We coordinate directly with carriers to handle all underwriting and submission requirements — ensuring everything’s accurate, timely, and compliant. From census data to plan applications, we streamline the process so you can focus on your team, not the paperwork.

  • We review top carriers, products, and pricing to find the best fit for your team. We look beyond rates — balancing benefits, networks, and long-term value.

  • We’ll guide you through gathering your census and completing the RFP checklist. No stress. No confusion. Just accurate info in the format carriers need.

  • Rust manages the entire submission process and communicates directly with carriers. We keep everything timely, compliant, and off your to-do list.

  • We lead annual benefits meetings for your team — in-person or virtual. So your employees don’t just get coverage… they actually understand it.

  • Your business evolves. So should your benefits. We revisit your coverage each year to identify improvements, opportunities, and savings.

Just two STEPs. We’ll take it from there.

Start The Quoting Process

Getting started is easy. Download the two forms below, fill in the basics, and send them our way. From there, we’ll gather quotes, compare carriers, and guide you through next steps — no guesswork, no pressure.

STEP 1) Download & Complete the ‘Employee Census’

STEP 2) Complete the ‘Request for Proposal’ Form (and upload ‘Employee Census’)