Personal Coverage. Professional Confidence.
Your life isn’t one-size-fits-all — your insurance shouldn’t be either. Whether you’re protecting your home, car, valuables, or family legacy, Rust Insurance gives you smart, flexible options from top-rated carriers. We build your coverage around what matters most: you.
Personal Insurance Products
SMART PROTECTION FOR YOUR PERSONAL World
What We Cover
Homeowners
Insurance
Protect where life happens.
From homes to condos, we cover your space — and everything that makes it yours.
Auto
Insurance
Coverage that moves with you.
Reliable protection for your car, truck, or van — from daily drives to weekend escapes.
Valuables
(Inland Marine)
For what’s priceless.
Specialized coverage for
jewelry, fine art,
collectibles, and more.
Extra
Coverage
When you need more than “standard.”
Umbrella, flood, watercraft —
we tailor add-ons to
fit your full lifestyle.
Need help choosing the right coverage?
Top-Rated Insurance Companies We Represent
Coverage Backed by the Best
We partner with leading insurance carriers to ensure your coverage is reliable, responsive, and tailored to your needs. Below are just a few of the providers we proudly represent.
Billing: (800) 682-4822
Claims: (800) 252-4670
Billing: (800) 925-2886
Claims: (800) 925-2886
Billing: (800) 527-5787
Claims: (888) 347-3428
Billing: (800) 624-5578
Claims: (800) 243-5860
Billing: (877) 872-8737
Claims: (800) 252-4633
More Than a Policy
Choosing insurance isn’t just about finding a policy — it’s about finding a partner who understands your life, your risks, and your goals. Rust has served generations of families with a level of care and continuity you won’t find from faceless providers or national chains.
Why Families Trust Rust for Personal Protection
130+ Years of Service
Since 1889, we’ve protected Washington, D.C. families — generation after generation.
Rooted in the Community
We’re not a hotline — we’re real people, serving neighbors and building relationships.
Personalized Support
We listen first — and tailor coverage to fit your life, not a template.
IT ALL Starts with a Conversation
Let’s Talk About What You Need
We’re not here to upsell. We’re here to understand. Whether it’s your first car, a second home, or valuables that matter most — we’ll build a plan that fits you, not the other way around. Real protection starts with listening.